Prepare for the Unexpected

Earthquakes can strike without warning, causing extensive structural damage, operational disruptions, and financial loss. Many standard commercial property insurance policies exclude earthquake-related damage, leaving businesses vulnerable to costly repairs and recovery expenses. Commercial earthquake insurance provides the protection you need to safeguard your assets and operations.

Earthquake Insurance as a Risk Management Strategy

Unlike hurricanes or storms, earthquakes don’t come with advance warnings, making preparedness essential. Businesses located in seismic zones face heightened risks, and without proper coverage, the cost of rebuilding or repairing damage can be overwhelming. Identifying potential coverage gaps in your current policy ensures your business remains financially secure after a disaster.

The True Cost of Earthquake Damage

Even a moderate earthquake can result in significant structural damage, foundation cracks, collapsed walls, and business interruptions. In addition to repair costs, businesses may face relocation expenses, supply chain disruptions, and lost revenue. Without earthquake insurance, these expenses can be devastating and may jeopardize long-term stability.

Secure Your Business with Comprehensive Coverage

Commercial earthquake insurance covers:

• Structural damage to buildings and facilities
• Business interruption losses due to temporary closures
• Equipment and inventory damage caused by seismic activity
• Additional expenses for temporary relocation and repairs

Does Your Business Need Earthquake Insurance?

If your business is in an earthquake-prone region, securing coverage is essential. Even businesses outside high-risk areas should evaluate their exposure, as earthquakes can occur unexpectedly and cause widespread damage. Coverage should be tailored to your location, building structure, and industry-specific risks.

Ensure Financial Stability After a Disaster

Even with commercial earthquake insurance, reviewing your policy for exclusions, deductibles, and additional protection—such as coverage for aftershocks and debris removal—can help prevent financial setbacks. A well-structured policy ensures that your business can recover quickly and continue operations.

To learn more about commercial earthquake insurance and how it can protect your business, contact us today.